What looks good
- Profit is positive at $131,551.
- Support & revenue is $1,163,636 for year to date.
Financial Story
Community Learning Fund
What happened, what matters, and what to review — in plain English first.
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Get an Agency Financial CheckupThis period's story
Community Learning is profitable year to date, but cash is tight
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Support & revenue looks strong year to date: Community Learning brought in $1,163,636 and kept about 11 cents of every revenue dollar as profit. That is a solid operating result for the period. Expenses for the same period are $1,032,084. Profit is $131,551 (11.3% margin) — healthy on paper, but the cash story is more tense. In plain English: the company is profitable on paper, but liquidity still needs attention — watch cash timing, receivables, inventory spend, and vendor payments closely.
Current financial position
Total cash is $423,357, but only $32,671 is available for operating needs, which gives the business about 5.4 days of runway at the current spending pace. Restricted or designated balances cannot pay today's bills. Working capital snapshot: $383,221 in receivables and $57,404 in payables. Collections and vendor timing affect cash even when profit looks strong.
Revenue, expenses, and profit change with the selected period. Cash, AR/AP, and some liquidity items reflect the latest snapshot.
What to watch
- Cash is tight — about 5.4 days of runway at current spending.
- Expenses jumped compared with the prior period — review the largest categories.
- Receivables have meaningful old balances that may be tying up cash.
- Vendor bills and payables have aging that may affect cash timing.
- Payroll or staffing costs should be reviewed increased from 21.4% to 42.7%.
This period's numbers
These change when you switch the context period above.
Support & revenue for year to date.
Shows how much support and earned revenue came in during the period.Expenses for year to date.
Helps you see whether spending stayed in line with revenue.Support & revenue minus expenses for year to date.
Tells you whether the period added to or drained financial strength.Profit as a share of support & revenue.
Shows how much of each dollar of revenue the business keeps.Current financial position
Latest snapshot — cash, runway, and working capital as of the most recent refresh.
Demo bank balances as of the latest snapshot.
Your full cash picture — including restricted or designated balances.Cash available for day-to-day operations after restricted or designated balances.
Restricted cash cannot pay today's bills — operating cash is what actually matters.How long operating cash covers average daily spending (latest snapshot).
A short runway means less time to adjust before cash becomes a problem.Open receivables and payables as of the latest snapshot.
Timing of collections and vendor payments affects cash even when profit looks fine.What needs attention
Grouped so you can see what follows the period vs. the latest snapshot.
From this period
Payroll or staffing costs should be reviewed increased from 21.4% to 42.7%
Why it matters: Review whether this was planned hiring, payroll timing, or a revenue dip. The software cannot tell which — the advisor should confirm.
Suggested next step: Confirm with the client whether the payroll change was planned (hiring, seasonal staffing) or needs attention.
See the numbersExpenses rose this period 477.6% vs the previous period
Why it matters: Mapped expenses moved from $178,691 to $1,032,084. Review whether this was planned spending, timing, or an unexpected increase.
Suggested next step: Review the largest expense categories for this period and confirm the increase was expected.
See the numbersFrom the current financial position
Cash runway is roughly 5 days
Why it matters: Operating cash covers about 5 days at the trailing spend rate, below the 30-day review threshold.
Suggested next step: Review upcoming cash commitments and collection timing with the client.
See the numbers41.3% of receivables are 90+ days old
Why it matters: $158,409 of $383,221 open receivables sit in the oldest aging bucket. Collectability may need review.
Suggested next step: Review the oldest open receivables and follow up with the largest overdue customers/donors.
See the numbers27.2% of payables are 90+ days old
Why it matters: $15,632 of $57,404 open bills sit in the oldest aging bucket. Vendor relationships or data accuracy may need review.
Suggested next step: Review the oldest open bills — confirm they are real obligations and plan payment or cleanup.
See the numbersSuggested next steps
- Review upcoming cash commitments and collection timing with the client.
- Confirm with the client whether the payroll change was planned (hiring, seasonal staffing) or needs attention.
- Review the largest expense categories for this period and confirm the increase was expected.
- Open CFO Review for the full advisor checklist
- Ask follow-up questions in AI CFO
Numbers behind the story
Period trends first, then the latest cash and working-capital snapshot.
Year to date income and expense trend
Income and expenses for the selected context period.
Income
Expenses
Cash movement
Total cash over the selected period.
AR / AP aging
Latest snapshot — who owes you and what you owe vendors.
Receivables$383,221
Payables$57,404
Cash composition
Demo bank balances as of the latest snapshot.
$423,357Total cash
- Operating cash$32,6718%
- Restricted / designated$390,68692%